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Medicare’s ABCD’s

Medicare’s Components – the ABCD’s of Medicare The ABCDs of Medicare Helping understand the different Medicare Components will walk you through the choices of staying with Original Medicare or choosing a Medicare Part C Plan or Medigap Plan with a stand-along Part D RX Plan. Part A – Covers most of your costs for hospital, skilled [...]

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Medicare Drug Coverage

Medicare Drug Coverage With original Medicare, you must join a Medicare Drug Plan otherwise you will be penalized!  There are a couple of exceptions that will prevent a Medicare Drug Plan Penalty: 1.  You have had “Creditable” Coverage through a Union or Employer Group Plan consistently. 2.  You are receiving your drug coverage through the Veteran’s [...]

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Dual-Eligible Special Needs Plans

Dual-Eligible Special Needs Plans What is a Dual-Eligible beneficiary?  A Dual-Eligible beneficiary  is a person who is on Medicare as well as State Medicaid.  Having a limited income doesn’t have to mean limited benefits.  If you have Medicare Parts A & B and are eligible for state Medicaid benefits (Dual-Eligible) – you may want to look into [...]

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Medicare Coverage & Cataracts

Medicare Coverage & Cataracts June is Cataract Awareness Month.  A large percentage of Baby Boomers are being told by their doctors they are developing cataracts & will someday need treatment & surgery.  Watch this information video about Medicare Coverage & Cataracts. Go Here for a Quote on Medicare Options Available

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Medicare Supplmental Insurance

Medicare Supplmental Insurance At Wilkins Insurance Services we are focused on helping you understand Medicare. If you are new to Medicare it can be hard to understand the program and benefits. We want to help you take advantage of the supplemental insurance options.  There are many supplemental plans to explore including final expense insurance, the [...]

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